Xchangely’s Collection-as-a-Service Platform is a Game-Changer for Indian Merchants
Mumbai, (Maharashtra) [India], 24 April, 2025: Xchangely, a trailblazing fintech startup, has launched its Collection-as-a-Service (CaaS) platform – a revolutionary offering poised to transform how Indian exporters and e-commerce merchants collect cross-border payments. Backed by robust banking partnerships and guided by a vision of empowering Indian merchants, Xchangely’s CaaS platform delivers secure, scalable, and cost-effective global collection capabilities.
With India poised to become the world’s third-largest economy by 2030 – and a projected $1 trillion increase in exports – Xchangely is stepping up to eliminate inefficiencies and high fees that currently plague the international payment collection space. .
“Why should Indian merchants lose a chunk of their hard-earned income to processing fees and inefficiencies?” says the Xchangely founding team. “We’re here to change that. We built Xchangely to make global collections simple, transparent, and merchant-friendly.”
Four Powerful Solutions, One Seamless Platform
Xchangely’s Collection-as-a-Service platform includes four powerful mechanisms designed with Indian merchants in mind:
- Global Business Accounts
Merchants can now access virtual accounts in over 35 countries without incorporating a legal entity abroad. This means buyers can make local transfers, while funds are remitted to India within T+2 timeframe. - International Payment Gateway
Unlike incumbent domestic gateways with poor cross-border performance (~60% transaction success rate), Xchangely enables merchants to collect payments from 170+ countries with ~90% success rate and 25% lower processing fees. This results in increase in top line for the merchant while simultaneously reducing the related costs, and hence a higher bottom line. - Alternative Payment Methods (APMs)
Catering to local payment preferences in 70+ countries, Xchangely supports methods like PayNow (Singapore), Pix (Brazil), and mPesa (Kenya). The merchant enjoys greater penetration into the local markets where even uncarded customers are able to transact using familiar local payment methods. Settlements into the merchant’s account are on a T+2 timeline. - Business Remittance Services
Direct B2B transfers from global buyer accounts to Indian merchant accounts are processed securely and economically – again, on a T+2 cycle.
A Vision Rooted in Trust and Empowerment
Xchangely’s founders come from humble beginnings, and they’ve infused the platform with middle-class values of trust, integrity, and transparency. There are no hidden charges, no upfront setup fees, and always a real human to help when needed.
“We coined the term Collection-as-a-Service because we wanted to redefine how collections should work. Merchants focus on growing their business. We handle the rest,” the team added.
Built for Growth, Designed for Compliance
Xchangely, through its partners, adheres to bank-grade security protocols and is fully compliant across all jurisdictions where it operates. Its platform is built for scalability, ensuring it can grow alongside merchants as they expand into global markets.
Mission & Core Values
- Vision:To be the most trusted and respected cross-border payments and collections platform globally.
- Mission:To simplify and democratize global collections for Indian merchants by providing transparent, efficient, and regulated payment solutions that support their growth.
About Xchangely
Xchangely is an India-focused fintech company redefining how exporters and e-commerce merchants collect payments from global customers. With a Collection-as-a-Service platform backed by trusted banking partners, Xchangely reduces friction, mitigates costs, and maximizes payment efficiency – all while promoting transparency and putting more money into the hands of Indian businesses.
Website: https://www.xchangely.com/
